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What We Serve Our Services

With extensive range of solutions, we help our merchants and customers with a wide range of services to support their financial transaction requirements.

Payment Services

Easy & Innovative payment services to enable fast, secure and seamless transactions.

Payment Services

Enable different types of financial transactions through the most appropriate solutions such as  BBPS, Aadhar Pay, Mobile and DTH Recharge, Cash collection Points, etc.

Merchant Services

Minimize cash handling and increase more payment options with our merchant solutions.

Merchant Services

Accept payments through payment cards (credit cards, debit cards, gift cards etc.) using Point of Sale (POS) and Quick Response (QR) code based payment solutions.

Floating Services

Avail quick, secure and attractive offers for credit facilities at minimum interest rates from trusted banks.

Floating Services

Avail attractive Device floating, Consumer floating and Toshani merchant floating for your needs with a peace of mind, and avoid delays, extensive paper work and insecurity.

Floating Services

Avail quick, secure and attractive offers for credit facilities at minimum interest rates from trusted banks.

Floating Services

Avail attractive Device floating, Consumer floating and Toshani merchant floating for your needs with a peace of mind, and avoid delays, extensive paper work and insecurity.

Banking Services

Enabling cash availability in all the corners of India with simple and secure banking services.

Banking Services

Resolve your cash requirements even in the rural and semi-rural areas by using AePS, money remittance through retailers and cash withdrawal through micro-ATMs.

Banking Services

Enabling cash availability in all the corners of India with simple and secure banking services.

Banking Services

Resolve your cash requirements even in the rural and semi-rural areas by using AePS, money remittance through retailers and cash withdrawal through micro-ATMs.

Kiosk ATM Services

Enjoy various types of ATM services with state-of-art kiosk ATM machines & serve your customers.

Kiosk ATM Services

Extend all types of ATM services to your bank customers with our state-of-art Kiosk ATMs, Passbook Printing Kiosks, Multi-Functional Kiosks, Cash Recycler machines, etc.

Devices & Others

Serve your customers & save time, money & effort with our indigenous devices & solutions.

Devices & Others

Provide hassle-free services to your customers with our Micro-ATM device, Biometric Device and PAN Card Services, right from your retail outlet.

SERVICES Payment Services

BBPS

BBPS Services

Toshani enables it’s retailers to accept payments for all utility bills such as water, electricity, Gas, and Broadband through the Bharat Bill Payment System (BBPS). The BBPS service also facilitates other payments for services like FasTag, Municipal Corporation Tax, LIC Premiums, Hospital, Housing Society and much more.

AEPS

Aadhar Pay

Toshani Aadhaar Pay allows retailers to accept cashless payments from their customers, simply with an Aadhaar number and a fingerprint scanner. This fast, secure, and seamless payment management service allows cashless operations for the customer and the retailer.

Mobile & DTH Recharge

Retailers can now recharge mobile phones and DTH services to earn attractive commission on every transaction. Recharge is now available for all operators across India. Customers can enjoy all the latest offers that come with the recharge.

Cash

Cash Collection Points

Toshani franchisee are now Cash Collection Points where Agents, customers, and bank representatives can deposit their premiums, EMIs etc,. This service provides our Retailers with a unique opportunity to expand their business and earn more at the same time. It is free for both retailers and customers and is aimed at expanding customer reach trough diversified services.

SERVICES Merchant Services

POS

Point of Sale (POS)

A POS terminal is a machine installed at Merchant Establishments which enables the merchants to accept payments through payment cards (credit cards, debit cards, gift cards etc.). The installation of a POS device at the retail location minimises cash handling and increase sales for the retailer by allowing for more payment options. Customers can make cash free purchases conveniently.

QR Code

Quick Response (QR)

The growing usage of smartphones and internet has led to the payments industry in India undergoing and experiencing a sharp surge in QR Code-based payment solutions. Only accepting purpose B2B.

SERVICES Floating Services

Toshani retailers and customers can avail attractive floating at minimum interest rates. The service is secure, as the floating are provided by trusted banks and financial institutions. With a quick turn-around time, these floating neither require extensive paperwork nor have a long wait time.

Device Floating

Toshani KIOSK ATM Machine & for Bulk Micro ATM.

Consumer Floating

Our retailers can avail consumer floating at minimum interest rates.

Toshani Merchant Floating

Toshani merchants have access to secure floating at low interest rates from a wide network of Banks and NBFCs across India. These floating are a great advantage for business expansion and profit generation.

SERVICES Banking Services

Cash has been a vital unit for survival for every being especially in a country like India, where the majority of transactions are done through cash because of many reasons like unaffordability of smartphones or internet access, lack of knowledge, etc. We aim to provide cash availability in every corner of India especially in rural and semi-rural areas. A large number of people in India, particularly the migrant population, don’t have access to formal banking channels due to unavailability of proof of identity/address etc. Toshani is a blessing for them to remit money back to their family members.

AEPS

AePS

A POS terminal is a machine installed at Merchant Establishments which enables the merchants to accept payments through payment cards (credit cards, debit cards, gift cards etc.). The installation of a POS device at the retail location minimises cash handling and increase sales for the retailer by allowing for more payment options. Customers can make cash free purchases conveniently.

Cash

Money Remittance

Toshani customers can transfer money between different banks spread across a wide network. With the help of retailers, they can remit funds across all major national and private banks that operate in India. This is a secure money transfer process with multiple authentication levels to ensure optimum safety.

Cash Withdrawal through Micro ATM

With the help of the Toshani Micro ATM, anyone can now withdraw cash for their customers with Debit Cards. You can withdraw cash with all major cards like RuPay, Master, Visa, and Maestro.

SERVICES Kiosk ATM Services

Kiosk ATM

Enjoy all ATM services, just like any other bank ATM
Self-Service Terminal: Banking -

  • Customers of all banks in India can enjoy services like balance inquiry, mini statements, and cash withdrawals.
  • Accepts all domestic debit cards* issued by banks in India. Cards issued outside India are not accepted.
  • Intuitive user interface with multilingual messaging for ease of usage for consumers across various regions.
  • Privacy screen filters, keypad shields, electronic surveillance for completely secure transactions.

Passbook print machine

Passbook Printing Kiosk

(Only Bank/Co-Operative Bank/NIDHI)

  • Passbook printing with an inbuilt barcode reader or OTP
  • Direct connect to bank’s CBS Capable of remote monitoring, log creation & log pulling
  • Low power consumption Inbuilt speakers for voice guidance Inbuilt Camera with DVSS (optional)

Multi-Functional Kiosk

(Only Bank/Co-Operative Bank/NIDHI)

  • Cheque deposit with single/multiline endorser
  • UV enabled with double detection Barcode-based passbook printing CTS compatible
  • Direct connect to bank’s CBS, CTS server
  • Inbuilt speaker for voice guidance
  • Inbuilt camera with DVSS (optional)

Key Features:

  • Updating Customer passbook online
  • Accept CTS enabled Cheques
  • Create CTS processing file online

Cash Recycler Machine

(Only Bank/Co-Operative Bank/NIDHI)

  • Four recycling cassettes, one deposit cassette & one standard eject box via bio-metric and Debit card.
  • PADSS
  • EMV Level 2 certified
  • Anti-skimming card reader
  • PCI certified EPP
  • Pin shield & rear-view mirror
  • Bio finger scanner
  • Inbuilt speaker for voice guidance
  • Inbuilt camera with advanced DVSS

SERVICES Devices & Others

The different devices provided to our Retailers enable them to offer a host of services to their customers saving their time, money, and effort.

Mini ATM Device

With the Toshani Mini ATM, a local General store can now become an ATM centre providing basic ATM services such as cash withdrawal. Toshani Mini ATMs accept all major debit cards.

Bio-Metric Device

Retailers can buy biometric devices from Toshani to carry out seamless operations and provide hassle-free services to their customers.

PAN Card

PAN Card Service

Retailers can now get a new PAN card made or get an existing one updated through authorized government channels. Our strong and secure network provides seamless service, making the whole process quick and easy for our customers.

BEST COMPANY Why Choose Us

  • One-stop solution to acquire your own kiosk for all digital solutions, that is robust, secure, stable and scalable.
  • We take away all the hassle and supports your business to maximize success, from one stage of growth to the next.
  • We bring you the POS terminal which is the future for rural and semi-urban areas where ATMs are out of easy reach. Our POS terminal would empower the merchants to accept payments through payment cards (credit cards, debit cards, gift cards etc.) for business by the retailer as well the customer with minimal or no cash.
  • As per RBI notifications, there is a possibility of closing more than 50% ATMs. In such a scenario, our kiosks are the future of budding Digital India. A magic box where you can manage your finances with our premium digital business banking services.
  • Apart from withdrawing cash, you also get the services such as Balance Enquiry, Mini Statement and other Banking Services.
  • It’s a great platform for enterprises to advertise, it’s a jackpot to retailers.

Accelerate your income with us while offering bouquet of services. Be a smart outlet serving every person who comes at your doorstep.

Frequently Asked Questions

Especially favourable compliment but thoroughly unreserved saw she themselves.

FAQs on Remittance

Wallet FAQs

Toshani wallet is issued by Toshani Premium which allows instant money transfer services within India along with facilitating Recharge and BBPS services.

With Toshani wallet you can transfer money for the end customer to any bank account across India instantly and earn a commission. To offer money transfer services you have to become an authorized Toshani Service Partner. In addition to this, with Toshani wallet doing transactions anytime, anywhere & 24×7 is possible through Toshani website or app. Toshani currently has a network of over 23 Thousand plus registered Service Partners who are earning well with Toshani.

Benefits to Service Partner:

  • (a) Anyone can become a Toshani Service Partner by providing Proof of Identity (POI) and Proof of address (POA).
  • (b) Service Partner can transfer money to any bank account in India and credit will be received in the bank account instantly through IMPS. Service Partner can also use NEFT to transfer funds.
  • (c) Its convenient. Service Partner can transfer up to Rs.75,000/- per sender per month to any bank account across India.
  • (d) Secure process with multiple layers of authentication ensure that your money is safe during transit.
Benefits to Customer:
  • (a) Convenience of location & time. Customers do not need to travel to the bank branches and wait in lines.
  • (b) Low fees for money transfers.
  • (c) Secure and trusted platform with SMS & receipt of transactions.
  • (d) Its convenient. You can transfer up to Rs.75,000/- per month to any bank account across India by providing a POI & POA.

On becoming an authorized Toshani Service Partner, you will receive the following benefits.

  • (a) You will receive a downloadable link to Toshani App.
  • (b) Based on the amount of your business volume, you will also receive exclusive Toshani digital soft marketing material including authorized Service Partner certificates, posters, banners, booklets, glow sign boards, etc.
  • (c) You will earn commission on every transaction.

The safety of your money is our priority. Toshani Wallet is secured using the highest level of encryption. There are multiple layers of security implemented to protect the Toshani Wallet from any unauthorized access. The best-of-line network security is implemented to ensure only requests from authorized users enter the network. Any unauthorized request is rejected at the outermost security layer itself and there is no possibility that any Wallet may be hacked. Moreover, all transactions are user authorized and explicit consent in the form of MPIN is taken from the user to perform any transaction.

Yes, your money will be instantly refunded back to your Toshani wallet for any transactions that fail. Since we use IMPS service to transfer money to banks in India, Success and failures are instant, hence your money is transferred in real-time and is refunded instantly upon failure.

You can reach us through the website, email, and phone:

  • Email: You can email your queries, concerns, feedbacks, and complaints to www.toshani.in
  • Phone: Service Support Contact Details are as:- +91 7428940232

Your credit cards and debit cards are prone to risks and exposures. This risk is minimized by first loading money into your Toshani wallet and then using it to transact.

Toshani wallet only allows you to transfer money to a bank account within India. Additionally, you can transfer money to a bank account using the account number and IFSC code of the beneficiary.

You can load money into your Service Partner wallet through digital payment mode either with the help of channel partner and directly contact with Toshani Service support Team.

You can click on forgot password at our mobile app or login page. This will allow you to generate an OTP to reset your Service Partner password. Enter the OTP received on your registered mobile number and create your new password.

Having Queries?

Reach out to us if you have any queries regarding our services & solutions.

Become our Channel Partner

Earn handsome additional income  from your premises and/or business.